Federal Government's First-Time Home Buyer Tax Credit http://www.federalhousingtaxcredit.com/faq1.php#1
The First Time Homebuyers Mortgage Assistance Program (MAP) is a City of Oakland program operating jointly with participating lenders to assist low-income, first time homebuyers to purchase homes in Oakland. http://www.oaklandnet.com/government/hcd/loansgrants/firsttime.html
Alameda County Mortgage Credit Certificate Program http://www.acgov.org/cda/mcc_program/documents/MCCBrochure8-29-05.pdf
Homebuyer Loan and Grant Programs http://oaklandnet.com/government/hcd/loansgrants/homebuyers.html
First Time Homebuyers http://www.calhfa.ca.gov/homebuyer/
Special note: Some people write homebuyer whereas others write home buyer. I think that it is just a matter of choice. More to come...